blog home Car Accident How Car Insurance Companies Will Try to Deny Your Claim

Car accidents can be life-changing. If you have suffered severe or permanent injury after a car accident, you might be worried about how you are going to take care of yourself or your family. Medical bills related to a car accident can add up, and you might not be able to go back to work for a long time, or maybe you won’t be able to work ever again. In the worst cases, car accidents can lead to the death of family members or friends as well.

If you are facing life-changing injuries after a South Carolina car accident, you might be feeling unsure about what to do next. The process of filing a claim can be confusing and bewildering, and you might not be sure that you will be well enough to provide the information that is needed for your claim to be processed correctly. On top of that, most insurance companies will work hard to deny you the compensation that you deserve for your injuries.

Your best chance for recovering the most advantageous outcome is to hire an experienced Charleston personal injury lawyer to help you. At Allen Law we have extensive experience in dealing with insurance companies in car accident cases.  Attorney Allen worked as an insurance defense attorney for six years. He understands how insurance companies try to keep you from getting full compensation.  Call today for a free consultation, (843) 806-0191.

Why Do Car Insurance Companies Try to Deny Claims?

Car insurance companies are motivated to deny claims to save money. They also deny claims if they feel that you were wholly or partially at fault in the accident. They can also try to deny your claim if there is no clear evidence and/or if you did not report the accident soon enough. Saving money and paying out as little as possible is their goal.

This can seem like the worst kind of offense to those who have been severely injured in a car accident, particularly if they were not the responsible party. This is one of the most difficult parts of dealing with the aftermath of a serious car accident, and often the behavior of insurance companies can seem like an insult on top of injury. This is why you need an advocate on your side.

Car insurance companies are motivated by the bottom line and they will be motivated to try to make you choose to settle with them for the amount of money that they offer first. You should always be careful about doing this since this is usually the lowest possible reimbursement for your claim and might not even cover your medical bills or lost income from being unable to work. For those who accept the settlement that they are offered, there is no recourse to go back and seek the proper compensation from the insurance company after the fact. While you might be able to sue the other driver or drivers who injured you, you will not be able to pursue the insurance company again for the correct settlement amount.

Knowing what your best options are when you are involved in a settlement negotiations with an insurance company can be difficult. This is why it is vital that you secure a skilled personal injury lawyer to help you. The time and energy that is needed to make a really thorough case against an insurance company can be exhausting and you might not have the energy or the health to be able to do so on your own.

What Can a Lawyer Do to Help?

If you have been hurt in a South Carolina car accident and you are not sure what to do next, you will want to speak to a personal injury lawyer right away. Your lawyer will make sure that a thorough investigation is done into the accident, and they will also collect testimony from expert witnesses and witnesses to the accident itself. Your lawyer will be able to correctly present the situation that led to your accident and correct issues with the way that the insurance company wants to present the case.

Your lawyer will seek to obtain the highest compensation for your damages. If they are successful in obtaining an adequate settlement, that will conclude your case. In some instances, where no agreement with what the insurance company is reached, you will be advised to take your case to trial. This is common in instances where you will no longer be able to work or to care for yourself due to the injuries that were sustained during your accident. No insurance company will want to pay out the maximum amount for this kind of claim, and they will resist offering pain and suffering damages.

When you have a skilled and experienced lawyer working hard on your case, you will be much more likely to get the compensation that you deserve for your accident. Your lawyer will know how to prove that you were not at fault, and they will also present the facts for your case in such a way that the insurance company will not be able to avoid paying the full amount for your injuries. This is one of the most effective ways to seek a reasonable and fair compensation offer after a significant car accident, and you should never try to go through this process without legal advice.

Work With Us For Your South Carolina Injury Case

If you have been seriously injured after a car accident in South Carolina, you will want to work with a skilled personal injury lawyer. We have years of experience working on these kinds of cases, and we can provide you with the expert representation that you need to seek the compensation that you deserve. Being able to get the right compensation after your accident is critical to your ability to support yourself and get back your health after a serious car accident.

If you or your loved one has been seriously injured in a trucking accident, call Allen Law at (843) 806-0191 to speak with a Charleston auto accident attorney. We can investigate your accident to determine liability and help you pursue the compensation you deserve.

Posted in: Car Accident